LTC Premium
Compared To
WA State Employee LTC Payroll Tax
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
---|---|---|---|---|---|---|---|---|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
LTC Lifetime Maximum Benefit
|
$36,000
|
$108,000
|
$216,000
|
$
|
$
|
|
$36,500*
|
|
Benefit Duration
|
3 years
|
3 years
|
3 years
|
$
|
$
|
|
|
|
Monthly Benefit Amount
|
$1,000
|
$3,000
|
$6,000
|
$
|
$
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
---|---|
|
|
Benefit Features
|
A
|
---|---|
LTC Lifetime Maximum Benefit
|
$36,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$1,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$8.20
$8.20
$8.20
$8.20
$8.20
$8.20
$8.20
$8.20
$8.20
$8.20
$8.20
$8.20
$8.20
$8.20
$8.20
$8.60
$8.80
$9.20
$9.20
$9.60
$10.00
$10.60
$11.00
$11.60
$12.00
$12.60
$13.20
$14.00
$14.40
$15.40
$16.20
$17.00
$17.80
$19.00
$20.20
$21.40
$22.40
$24.00
$25.60
$27.60
$29.40
$31.60
$34.00
$37.00
$41.00
$44.40
$48.80
$56.00
$61.40
$68.20
$74.80
$82.40
$90.60
$99.80
$109.40
$120.40
$131.80
$159.00
$174.80
$191.80
$210.60
$231.20
$254.20
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
B
|
---|---|
LTC Lifetime Maximum Benefit
|
$108,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$3,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$12.30
$12.30
$12.30
$12.30
$12.30
$12.30
$12.30
$12.30
$12.30
$12.30
$12.30
$12.30
$12.30
$12.30
$12.30
$12.90
$13.20
$13.80
$13.80
$14.40
$15.00
$15.90
$16.50
$17.40
$18.00
$18.90
$19.80
$21.00
$21.60
$23.10
$24.30
$25.50
$26.70
$28.50
$30.30
$32.10
$33.60
$36.00
$38.40
$41.40
$44.10
$47.40
$51.00
$55.50
$61.50
$66.60
$73.20
$84.00
$92.10
$102.30
$112.20
$123.60
$135.90
$149.70
$164.10
$180.60
$197.70
$238.50
$262.20
$287.70
$315.90
$346.80
$381.30
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
C
|
---|---|
LTC Lifetime Maximum Benefit
|
$216,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$25.80
$26.40
$27.60
$27.60
$28.80
$30.00
$31.80
$33.00
$34.80
$36.00
$37.80
$39.60
$42.00
$43.20
$46.20
$48.60
$51.00
$53.40
$57.00
$60.60
$64.20
$67.20
$72.00
$76.80
$82.80
$88.20
$94.80
$102.00
$111.00
$123.00
$133.20
$146.40
$168.00
$184.20
$204.60
$224.40
$247.20
$271.80
$299.40
$328.20
$361.20
$395.40
$477.00
$524.40
$575.40
$631.80
$693.60
$762.60
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov